AI-Powered Financial Intelligence

Finances,
engineered for you.

WizeSpend unifies your accounts, forecasts your cash flow, and turns raw transactions into a clear plan — so every rand has a purpose.

Free during early access — no card details, ever.
256-bit TLS encryptionWe never ask for your banking loginEmail-verified accounts

Works with statements from

FNB·ABSA·Capitec·Standard Bank·Nedbank
Platform

Everything you need to master money

A single command center for every account, every goal, and every decision. Built to feel as fast as it looks.

Predictive analytics

Forecast cash flow up to 90 days out. See where the month is heading before it gets there.

Security without surrender

TLS-encrypted end to end. Statement uploads only — we never ask for your banking credentials. POPIA-conscious by design.

AI financial coach

Personalized nudges that rebalance budgets, flag waste, and unlock savings automatically.

One clear ledger

Upload FNB, ABSA, Capitec, Standard Bank or Nedbank statements (PDF & CSV) and see everything in one place, in rand.

Bill & subscription radar

Spot duplicate charges, missed renewals, and price hikes — before they hit your statement.

Goals that compound

Automate savings targets, track progress in real time, and celebrate milestones as they unlock.

Built for South African banks

FNBABSACapitecStandard BankNedbankTymeBankAfrican BankInvestec
FNBABSACapitecStandard BankNedbankTymeBankAfrican BankInvestec
Ready when you are

Your financial future,
starts tonight.

Statement in, clarity out. Upload your bank statement and see where every rand goes — budgets, goals and smart categorization built for South Africa.

Free during early access · No card details, ever